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The Free Wedding Budget Spreadsheet, No Signup Required
A simple three-tab workbook for planning a wedding budget across 12 categories and logging every deposit and payment as you make it. No email address, no account, no trial period — just a spreadsheet.
Download the spreadsheet
One .xlsx file. Opens in Excel and Google Sheets. No signup, no email required.
Download GrowthChief-Simple-Wedding-Budget.xlsx →
Prefer GitHub? The same file, plus the Python script that builds it, is on github.com/roblouw2nd/growthchief-free-tools.
Prefer to see what's inside first? Keep reading — everything in the file is described below.
What's in the free file
The free spreadsheet is three sheets, built to be usable in about five minutes with nothing to configure:
- Start Here. A short setup guide, a Settings block for your currency symbol, total budget, and wedding date, a live "Days to go" counter worked out from that date, and a plain-language rundown of what the paid toolkit adds if you outgrow this one.
- Budget. Twelve fixed categories — Venue, Catering, Photography, Attire, Flowers, Music, Stationery, Rings, Transport, Cake, Hair & Makeup, and Other — each with a Planned amount you set, a Paid so far figure pulled automatically from the Payments tab, a Remaining figure, and a % of Total. An Unallocated tile at the top shows what's left of your total budget once every category's Planned amount is subtracted, and any category where you've paid more than you planned turns red.
- Payments. One flat log with five columns — Date, Category (a dropdown pulled straight from the Budget tab's own category list), Vendor, Amount, and Note. There are 60 pre-formatted rows ready to fill in, six of them already filled with example deposits so you can see the pattern before you start typing your own.
That's genuinely everything — there's no hidden fourth tab, no locked cells waiting for a paid unlock. What you see in the download is the whole product.
How to set up your budget categories
Open the Budget tab and work down the 12 rows, changing the Planned amount in column B for whatever fits your own wedding — the category names are fixed by design, so there's no setup step before you can start entering numbers. If something doesn't fit neatly into one of the 11 named categories, put it under Other; the Paid so far column still totals correctly as long as the Category you pick on the Payments tab matches the row it belongs to.
How to use it in Excel
- Download the file and open it in Excel like any other workbook.
- Open the Start Here tab and set your currency symbol, total budget, and wedding date.
- Go to the Budget tab and adjust the Planned amount for each category to match your own numbers.
- Go to the Payments tab. Replace the six example rows with your own, or leave them as a reference and start adding new rows underneath — pick a Category from the dropdown, add the vendor, and enter the amount.
- Check the Budget tab any time — Paid so far, Remaining, and % of Total recalculate automatically, the same way any other Excel formula does.
How to use it in Google Sheets
The file isn't a native Google Sheet, but importing it takes under a minute and nothing about the formulas or the dropdown breaks in the process:
- Open Google Sheets and go to File > Import.
- Choose the Upload tab and select the .xlsx file you downloaded.
- When prompted for an import location, choose Insert new sheet(s) (or "Create new spreadsheet" if you'd rather it live on its own) and confirm.
- All three tabs come in together, along with the Category dropdown and every formula on the Budget and Start Here tabs — nothing needs to be rebuilt.
- From there it behaves like any other Google Sheet: log payments on the Payments tab, and the Budget tab keeps itself current.
What the free version leaves out
This is meant to be honest, not a teaser with the good parts hidden: the free spreadsheet is a genuinely smaller product, not a crippled version of a bigger one. Specifically, it leaves out:
- A Dashboard with charts. The free Budget tab totals Planned and Paid so far per category and overall. It doesn't chart spend by category or plot budget against actual spending.
- Editable categories, a Vendor field, and Paid status. The paid toolkit's Budget & Expenses workbook has 14 editable categories instead of 12 fixed ones, plus a Vendor field and a Deposit paid / Paid in full / Unpaid status on every expense line.
- A dedicated vendor tracker. Something that logs every vendor you're considering or have booked, with a quote, a deposit paid, and a balance due worked out automatically for each one — a different job than logging payments against a category.
- A 60-task, 7-phase wedding planning timeline. A pre-built checklist running from 12+ months before the wedding through wedding week, with a progress summary that updates as you mark tasks done.
- A guest list tracker with RSVP tracking and a seating chart. RSVP status, meal choice, and gift tracking per guest, plus a seating tool that flags any table over capacity.
If any of those would actually get used, the Wedding Budget & Planning Toolkit on Etsy bundles all of it together, including this spreadsheet's bigger sibling with 14 editable categories and a full Dashboard instead of a fixed list.
More wedding budgeting tools
A few free pages that pair well with this spreadsheet: the Wedding Budget Calculator for a quick suggested spend breakdown before you commit numbers to the Budget tab, the Wedding Budget Checklist for the planning steps around the budget itself, and What to Include in a Wedding Budget Spreadsheet if you're unsure which line items you're likely to be missing.
Need something built around your exact wedding instead?
This spreadsheet is built around the generic shape of a wedding budget, and it won't fit every wedding perfectly. If you're planning something these 12 categories don't cover well — a multi-day event, a destination wedding, or a budget split across more than one household — the custom spreadsheet service builds a workbook around your actual numbers instead of asking you to adapt to a template.
Frequently asked questions
Is this spreadsheet really free, and do I have to sign up for anything?
Yes — it's a genuinely free download, no email address, account, or signup required. Click the download button, save the .xlsx file, and open it. There's no trial period and nothing expires.
Does the free wedding budget spreadsheet work in Google Sheets, or only in Microsoft Excel?
Both. It's a plain .xlsx file with no macros, so Excel opens it natively. For Google Sheets, use File > Import, choose Upload, select the downloaded file, and pick "Insert new sheet(s)" — all three tabs, the dropdown, and the formulas come across and calculate correctly.
What's the difference between this free spreadsheet and the paid Wedding Budget & Planning Toolkit?
This free version is a Budget tab with 12 fixed categories and a flat Payments log — built to be usable in five minutes. The paid Wedding Budget & Planning Toolkit adds a bigger Budget & Expenses workbook with 14 editable categories, a Vendor field and Paid status on every line, and a Dashboard with charts; a dedicated vendor tracker with quotes, deposits paid, and balance due; a 60-task, 7-phase wedding planning timeline; and a guest list tracker with RSVP tracking and a seating chart.
Can I change the 12 budget categories, or is the list fixed?
The 12 category names — Venue, Catering, Photography, Attire, Flowers, Music, Stationery, Rings, Transport, Cake, Hair & Makeup, and Other — are fixed in the free version, though every Planned amount is yours to change. "Other" is there as a catch-all for anything that doesn't fit. The paid toolkit's Budget & Expenses workbook replaces the fixed list with 14 fully editable categories that flow through to its dropdown and Dashboard automatically.
Will the Days to go counter on the Start Here tab update itself while I have the file open?
It recalculates every time the file opens or a formula-triggering edit happens, using TODAY() to find the current date — the same way Excel and Google Sheets normally recalculate. It won't silently count down while the file is sitting closed; open it and it's current as of today.
Can I use this for an engagement party, vow renewal, or another event instead of a wedding?
Yes — nothing about the Budget or Payments tabs is wedding-specific under the hood, and "Other" can absorb anything that doesn't fit the 12 categories as written. It's built and named around a wedding because that's the most common use, but the underlying Planned / Paid so far / Remaining structure works for any single-event budget with a fixed date and a list of vendors or costs.
Ready for more than 12 fixed categories?
The free spreadsheet above is deliberately simple. The Wedding Budget & Planning Toolkit's Budget & Expenses workbook builds on the same idea with 14 editable categories, a Vendor field and Paid status on every line, and a full Dashboard with a spend-by-category chart and a budget-vs-actual chart — and it ships alongside a vendor tracker with deposits and balance due, a 60-task 7-phase planning timeline, and a guest list tracker with RSVP tracking and a seating chart.
Need a spreadsheet built around your exact wedding instead? See the custom spreadsheet service, delivered in 5 business days.